Uneven Aging: Affairs in order
At least four friends are currently dealing with their partner's fifty-year accumulation of goods, from classic guitars to cupcake tins.
Where does Uneven Aging fit in this? Uneven Aging comes in two variants: in the first—Constant Unevenness—one person becomes less able than the other, and that situation endures. The other is Alternating Unevenness, where one person has, for example, a hip replacement, recovers, and everyone's fine, but the next year the other develops COPD. What both Unevennesses have in common is that the currently-healthier one has a truckload of work—everything from replacing a shower door (and guess what, that model is no longer made) to organizing a major move.
The Swedish solution to paring possessions
Charles and Gene, discerning pack rats who collected art, exquisite objets, and more cooking gear than an Iron Chef set, were the kind of couple who owned fourteen tea strainers. Charles tried to broach the idea of an "early inheritance" for younger relatives who had admired some of their things; Gene would not let go of a single marrow spoon.
I have some empathy; our possessions are props in the play of life, and without props, the afflicted person can feel like an understudy. At the same time, I figured the spoons, his three hundred neckties, and the extra dining tables, settees and wing chairs were destined for the Last Chance Saloon of possessions: the estate sale.
The pack rat's last cache |
Sylvia recently moved her husband, Alain, to a memory-care residence. As she prepared his things, she saw how much her children would eventually deal with, and began to distribute sentimental items like a hand-thrown set of dinnerware for twelve, untouched for the past decade. She will use the estate liquidator who had handled her mother's house contents to sell other items.
When I mentioned that this is the purpose of "Swedish Death Cleaning", Sylvia blanched. "Neither of us is dying!" she protested. We need to rebrand this concept—maybe just "Swedish Cleaning"? Margareta Magnusson's "The Gentle Art of Swedish Death Cleaning" explains the steps, and mentions that the process is equally useful for moves or major life changes like the end of a relationship.
The Spruce posted a useful checklist for SDC:
The Spruce.com |
Though retirement is often a prompt to initiate SDC, Charles and Gene managed to hit that milestone and just keep acquiring. Sylvia, who has long maintained an airy, uncluttered home, initiated it with less difficulty. She sold their car and now leases. A granddaughter pruned the digital files by eliminating duplicate photos and links.
If you have property, maintain it
Several friends who are coping with their own or inherited property are shouldering repairs that should have been done years ago. Janina, co-executor of her parents' estate, is being sued by another heir who wanted a quick sale of the family home, at below market value. (The executors will win; in her jurisdiction, executors are permitted to spend money from the estate for repairs that preserve the asset.) Maintenance also applies to vehicles, furniture, and other valuables that need upkeep.
It's easy for elders who must attend to health issues to put off repairs; there's the search for reliable and skilled tradespersons, and the costs can seem high. They get stuck in their ways: that ceiling crack has always been there.
Adult children may be reluctant to mention deficiencies, because pointing out that the water is seeping into the basement makes them sound like Helicopter Heirs. It is far better, though, to start talking; better a few ruffled feathers than a collapse of the henhouse.
Many communities have renovation assistance services to help locate credible contractors; a good place to start is with the insurer for your residential policy. Sylvia looked at her luminous but lived-in apartment and saw that it was time to update the bath and renovate the kitchen, so that she can enjoy those improvements and add to the unit's value.
Some elder men (it is always men) dismiss this approach and tell me, "I'll be gone, what do I care?" They seem unaware that warm memories can be chilled by onerous requirements. Janina loves her parents still, but the suit has dragged on for nearly three years and caused family tension she is sure they never intended.
Rethink financial arrangements
Sylvia is deeply attentive to Alain's personal care; she buys crisp new clothes and shoes and arranges haircuts and grooming so that, as she says, "he looks like a monsieur". But she is working on other fronts, too. She set up a joint chequing account with her son who lives here, and made him her trusted representative with her financial advisor. She has given two essential passwords to her children; the first for her iPad, the second for a file on the start page, "Emergency Info Alain and Sylvia".
By contrast, Gene refused to open a joint back account with Charles, or share his computer passwords. This was not an issue of privacy, Charles says, it was Gene's way of maintaining his autonomy. Charles handed a sum to Gene every month, and never thought about what might happen. "Gene's approach to aging", Charles remarked, "was to totally ignore it."
A few months ago, Gene died suddenly, leaving a devastated Charles locked out of everything he needed for both day to day and extraordinary expenses—what a mess! (He is Gene's sole heir, but it is a slow process for funds to be released.) Charles' sister flew in, provided a loan, helped him organize the memorial, and fled back to Arizona. Before she left, she made one thing clear: Don't call me to deal with the hoard.
Charles is still spending hours a day trying to retrieve essential details. In a way, he lives in the past, unable to consider what he might wish to do now.
Sylvia lives for the present, while accepting the inevitable losses to come. She used an Italian proverb to express this aspect of Uneven Aging: "La vita è fatta a scale: c’è chi scende e c’è chi sale.": ""Life is like a staircase, it goes up, it goes down."
Comments
https://www.nytimes.com/2024/04/20/health/seniors-home-equity-mortgages.html?searchResultPosition=1
Best advice, which you also are stressing, is to plan ahead. I don't want to 'have to' move after an illness or accident. I'm decluttering and death cleaning all of the time. If 1 item comes in, 2 must go out. I don't have children who can do this for me and my estranged husband certainly won't do it. His plan for his mother who is still actively buying crap for her 3500 sf house is to light a match to it all when she dies. He jokes, sort of. She thinks she is leaving it all to her heirs. Ha! I appreciate that you bring this topic to our attention on a frequent basis.
Overall, I'm pretty good about keeping on top of things, but it's time for another, deeper sweep through the house.
Fast-forward to now, a couple of years ago we had lots of essential (but boring and expensive) repairs done to our house. I had been keeping up a low level grumble about the need for this work for a long time, but my husband had been reluctant to let me do anything about it. Finally, I asked him whether he was perhaps waiting for a time when the work would cost less? He finally got the point - by then, materials and labour costs had already increased significantly, and were still going up. The work was done...
We've been engaged in what seems to be the never-ending clearing out of the loft in our house. Several pieces of family furniture have been happily re-homed with younger family members and other items have been re-homed through our local Freecycle group. A bonus is that we have met a string of lovely young people who have come to collect their Freecycled goodies, and it's great to hear them enthuse over the items and tell you what they plan to do with it.
One young woman told me that she had just rented her first home on her own, having lived all her adult life in shared houses. She said the large wine rack that she was Freecycling from us represented - for her - a move into 'proper' adulthood where she could choose and store wine to entertain her friends. Lovely.
Finding a new home for large dinner services can be a trickier proposition, particularly antique ones that cannot go anywhere near a dishwasher... I had an antique 12-person service (complete with matching serving tureens and dishes, and 4 different sizes of plates) that I had inherited and loved but no longer wanted the worry and work of using. Auction houses were not keen, because there is a glut of this stuff on the market. So I found a company that hires out props for film and TV and had a large china and glass department. They bought it from me in its entirety, and it now has a new life in the movies!
In my professional life I saw too many cases where people had not kept their affairs in proper order, leading to real distress for those left behind to deal with the problems. Many older wives, for example, had no idea that the 'joint' bank account they were using was actually held in their husband's sole name and so had to be frozen on his death - just like the couple in your example.
When my husband was first diagnosed with his medical condition, we took it as a prompt to refresh our wills and put in place the necessary financial and medical powers of attorney. I intend to keep on editing my possessions and simplifying my affairs for as long as possible, as a last gift to my daughter (who would otherwise end up with the job). These are not fun things to think about, but there's considerable peace of mind to be had from knowing they have been done...
We are looking for a condo but live in a city that never really took to that style of living ( unlike Montreal or Toronto) but has allowed the building of ‘luxury rentals’ which are post stamps around 750sq ft that go for 3,000/ mth parking and storage? Extra. There is no rent control on any of these if built post 2018 so one could easily see that 3000.00 turning into 5,000.00 after the lease is up and we don’t want to set fire to our equity. There are some of those >55 places going up, again very$$ and have some strict rules about who can live with you permanently NB these are not retirement homes.
We are currently in that ‘uneven season’ temporarily due to my post knee surgery non weight bearing status, thank God only two more weeks left. My husband is chief cook and bottle washer, maid etc. One thing I do know is that if I am ever rendered permanently unable to man the helm I will ensure that the finances are in place that skilled kitchen/cleaning fairy support can be brought in…it’s not all bad though, in four weeks I’ve lost weight thanks to the ‘spa’ meals:))
I try not to buy anything new for the house as I have enough. If I do, something needs to leave. And I recently sorted through my clothes so that is relatively up to date. Now I'm tackling my collection of knitting books which I would like to sell for a few dollars...it takes effort.
I know there is more I can do to take the burden off my executors and this post is a good reminder to get to it. Thanks.
Allison: The improvements, I assume, are part of a pre-sale prep, so you can recover some of that expense—but it's still work. (We did it too.) And yes, no home maintains itself, even condos, sold as "carefree living": there is always something. Please update us on your search for a new place, as so many women in the Passage are interested in the matter. Many of them say they're frustrated trying to find 2BR houses, townhouses or condos where they want to be, as they appeal to both first-time buyers and mature persons.
"Spa meals" are still better than subsisting on prepared food or takeout, and wishing you a successful recovery.
I've hung out with friends as they Kondo'd. One has seven pairs of house slippers. She picked up the bin, said, "Yep, all still good, and they spark joy", and shoved the dusty bin back in the closet. So I would add another criterion, Utility. How many pairs does one really need?
Those rental storage units are the worst, though, because "out of sight, out of mind". I was giddy with happiness the day we emptied ours of the last pieces of furniture.
My mother died intestate, with a house filled with a lifetime oversupply. It was so very difficult for the two of us left to process all the practicalities, while processing grief too.
I vowed I wouldn't do the same to my kids, and this is the year to put all in order. One of my sons and I use the same password protection system, and he is listed as the designated back up on mine. I keep one 9x13 inch envelope in a top drawer in my apartment: that is the "start here" for information and locations of what I hope will answer all questions.
Even though I have moved many times, and downsized every time, there is still so much to be done. I recently found a cache of pillowcases. One person, two pillow, do I need a dozen pillowcases? It's kind of amusing to find one's own blind spots.
The one puzzle I haven't addressed is old family photos. I became aware of the concept of data rot. Putting all your images using what is up-to-date technology can end up being a burden and inconvenience. Like having all the photos on a CD ROM, or worse, a floppy disc.
Here's to all of us for stepping up to this challenge!
As they say in that, jpg files are presently the best bet for format of images.
I lost many treasured digital photos when my hard drive crashed about 10 yrs ago and I learned a lesson: put the "forever ones" in more than one place. We have family photos over 100 yrs old (in a document box) but lost photos from the early 2000s. There are online services that will convert a person's pile of keepsakes. (Someone had to see a business opportunity, right?) In Canada there is TransferForever and I imagine such services exist elsewhere. Who knows if everyting can be opened 25 years from now? I trust that, given we live in a digital universe, there will be conversion capacity but would a descendant wish to do it?
Bit rot is another, related issue. That requires continual maintenance but is less a worry for the casual-keepsake keeper.
LauraH: I am not sure if this is a useful suggestion for your knitting books, but here, some community centres and libraries teach knitting and might welcome those. Or, if you are willing to give them away to an grateful person, we love Freecycle, the online site where you list what you have and interested persons ask for them. We we happy to find appreciative persons who took specialized books like these. There is a Toronto-based Freecycle, I used it there.
We downsized before this move, but still have too much stuff - will downsize again when we see what we really need to keep in the new place.
A huge concern that I have is about twenty carousel trays of slides dating back to the 60's and following our family life right through more than forty years. These need to be digitized, do they not? Who does this?
Thanks for this important post, as always. These keep us moving in the right direction.